FundedFirm vs UnitedPips: Which Funded Account is Right for Traders?

For traders seeking to access real trading capital without risking their own money, prop trading firms offering funded accounts have become a game-changer. FundedFirm and UnitedPips are two noteworthy players in this space, each with unique features tailored to different trading needs. This blog explores the core differences and benefits of their funded account programs to help you decide which might suit your trading style best.

Overview of FundedFirm and UnitedPips

FundedFirm is acclaimed for its trader-first approach, offering fast evaluation, high profit splits (up to 100%), and support for popular platforms such as MT4, MT5, and cTrader. Traders benefit from access to global markets, including forex, commodities, indices, and cryptocurrencies, all with transparent rules aimed at enabling consistent performance.​

UnitedPips, on the other hand, is a crypto-friendly broker and prop firm hybrid known mainly for its flexible account types and high leverage up to 1000:1 on the Standard Account. With multiple account tiers and zero commission trading, UnitedPips appeals to traders looking for easy cryptocurrency deposits and withdrawals plus 24/7 multi-channel customer support.​

Evaluation and Speed of Funding

One of FundedFirm’s greatest appeals for Indian and global traders is its simplified one-step evaluation process designed to speed up access to a real Funded Account. Its no-nonsense challenge reduces barriers, getting skilled traders funded fast with clear rules and no prolonged waiting periods.​

UnitedPips does not require a detailed challenge phase typical of pure prop firms. Instead, it operates more like a broker with instant account opening across three tiers (Standard, Premium, VIP) requiring real deposits ranging from $25 to $10,000. Hence, traders receive immediate account access but with capital tied to their deposit rather than an independent funded account program.​

Account Types and Capital Access

FundedFirm offers funded accounts up to $500,000, with options for scaling the trading capital as traders prove their consistency and profitability. This allows traders to begin at a comfortable level and progress to larger accounts while enjoying profit splits from 60% to 100% depending on payout frequency and account type.​

UnitedPips offers three main account types:

• Standard Account: $25 minimum deposit, leverage up to 1000:1, spreads starting around 2.0 pips, zero commissions.
• Premium Account: $2,000 minimum, slightly tighter spreads and leverage up to 500:1.
• VIP Account: $10,000 minimum deposit with the tightest spreads and leverage capped at 200:1.​

Unlike FundedFirm’s independent funding model, UnitedPips relies on trader deposits to fund accounts, which makes it more suitable for those preferring broker-style accounts with crypto deposit convenience but less suited for traders seeking risk-free funded capital.

Trading Platforms and Instrument Range

FundedFirm supports multiple professional platforms including MT4, MT5, and cTrader, favored by serious forex and commodities traders. Their wide choice of markets includes forex, precious metals, indices, energy products, and cryptocurrencies, integrated with robust leverage options suited for active traders.​

UnitedPips supports its own proprietary platform and MT4, with focus on forex and CFDs across popular currency pairs and crypto instruments. The standout feature here is the high leverage (up to 1000:1 on Standard Account) which can appeal to high-risk tolerant traders, though the spreads tend to be wider on the basic tier.​

Profit Sharing and Trading Costs

FundedFirm offers profit splits up to 100% for traders opting for monthly payouts on their Funded Account, with lower profit splits of 80% or 60% for biweekly and weekly payouts respectively. This is combined with no hidden fees, making it a trader-centric choice focused on maximizing earnings from actual profits.​

UnitedPips operates as a commission-free broker with fixed spreads but since capital comes from trader deposits rather than a funded model, there are no typical prop firm profit splits. Traders pay spreads which may be higher especially on the lower-tier accounts, though VIP accounts feature competitive pricing.​

Regulation, Deposits, and Withdrawals

FundedFirm maintains a transparent funding system where traders do not risk their own capital, avoiding deposit risks. Withdrawals are reliable, with payouts processed quickly once profit thresholds are met, supporting multiple payout cycles as per trader preference.​

UnitedPips supports cryptocurrency deposits and withdrawals exclusively, including Bitcoin, Ethereum, USDT, and others. This crypto focus is advantageous for traders seeking fast and global transfer options. Withdrawals can also be made through debit/credit cards and PayPal, providing multiple exit routes. However, traditional bank transfer options are limited.​

Trading Rules and Flexibility

FundedFirm allows news trading, scalping, and EA use within clear risk parameters, empowering traders to execute various strategies without arbitrary restrictions on holding periods or trading styles. This level of flexibility is ideal for ambitious traders seeking to build confidence and scale quickly in a Funded Account environment.​

UnitedPips offers standard broker trading rules with no specific prop firm-style drawdown or consistency constraints but imposes wider spreads on the basic accounts which may affect scalpers and high-frequency traders.​

Customer Support and Trader Experience

FundedFirm provides responsive customer support tailored to global traders including India, plus educational resources and community engagement to support trader growth.​

UnitedPips boasts 24/7 client support via live chat, phone, and email, with offices in multiple time zones to assist traders worldwide, an advantage for those needing round-the-clock assistance.​

Key Comparison Summary

Conclusion: Which Funded Account Should You Choose?

FundedFirm stands out as a premier choice for traders wishing to obtain a genuine Funded Account with no initial deposit risk, high profit splits, and a flexible trading environment. Its fast evaluation process and support for major trading platforms make it ideal for traders serious about scaling their careers with prop capital.

UnitedPips suits traders looking for an accessible, crypto-friendly broker experience with high leverage and straightforward account tiers. However, it is not a traditional prop firm with funded accounts, which means trading capital depends on your deposits, not external funding.

If your goal is to start trading with real capital support and maximize your earning potential, FundedFirm’s funded account program is the superior option.